2015 Financial Institutions Conference

Day One (Monday)—September 28, 2015

8:00am-9:30am
Economic Projections and Challenges for Texas and the US
Discuss the economic outlook for Texas and the United States as well as local areas. Hear descriptions of key sources of growth and challenges, including the influence of Federal Reserve policy, oil prices and demographic trends. Gain an explanation of the crucial patterns driving growth and what to watch for in determining likely economic performance.
M. Ray Perryman, PhD/ President/ The Perryman Group (TPG)/ Waco

9:30am-9:45am Break

9:45am-11:15am
Regulatory Panel Update
Get current with all regulatory issues through this interactive panel discussion. Where you will get answers straight from the regulators. Find out what’s new in financial institutions from a panel of top government officials from the perspective of experts and bring your regulatory questions.       
Danita Thompson/ Regional Accountant/ FDIC/ Dallas
Rob Jolley/ Vice President Banking Supervision Department/ Dallas
OCC Speaker/ TBD
Texas Department of Banking/ TBD

11:15am-12:15pm
FFIEC’s 2014 Cybersecurity Assessments: Findings and Recommendations
Explore the growing sophistication and volume of cyber threats, and how the Federal Financial Institutions Examination Council (FFIEC) piloted a cybersecurity examination program at 500 financial institutions during the summer of 2014. Review the results of the FFIEC’s 2014 Cybersecurity Assessment Pilot Program and discuss how they may affect future federal regulatory IT examinations. Learn of specific recommendations for enhancing the Information Security Programs of financial institutions to address potential new cybersecurity requirements.           
Amy McHugh, JD, CISA, Network+, Security Senior Associate/ IT Consulting/ CliftonLarsonAllen/ Cedar Rapids, Iowa

12:15pm-1:00pm Networking Lunch

1:00pm-2:00pm
Reconciling Credit Quality Needs for Bankers, CPAs and Regulators
Take a look at current trends related to credit quality issues and how they impact the financial institutions. Reconciling management’s analysis related to credit quality risks between the often conflicting paradigms of the regulators and CPA’s.
David Munn, CFE/ Director/ Briggs & Veselka Co./ Houston

2:00pm-3:00pm
2015 Tax Update
Focus on tax law changes and the potential impact on financial institutions and their tax professionals. Discuss the modified tangible asset rules, healthcare tax issues and the Affordable Healthcare Act (AHA), employee benefits, and legislative changes for extenders that may occur before year-end.
William M. Gerhardt, J.D., LL.M./ Tax Consultant/ Padgett Stratemann & Co./ San Antonio

3:00pm-3:15pm Break

3:15pm-4:15pm
Important Management Plans Every Bank Should Consider
Examine how during the safety and soundness examination process, bank regulators are increasingly asking to review three primary management plans that all community banks should have. These plans are the Strategic Plan, the Capital Plan and the Management Succession Plan. Review common attributes of these plans and discuss what we typically see in the marketplace with respect to these plans, as well as touch on some real-world uses of these plans.
Robert Flowers/ Associate/ Hunton & Williams/ Dallas

4:15pm-5:15pm
Labor and Employment Law Update
Learn to identify this year’s most interesting trends and developments in labor and employment law, in areas such as discrimination, regulation of wages and privacy.
Michelle B. Brookshire/ Associate/ Littler Mendelson/ Dallas

5:15pm Adjourn

Day Two (Tuesday)—September 29, 2015

8:00am-9:30am
Managing Today’s Most Important Risks
Explore how risk management is critical to success in every business. Determine how it is our management of that risk which is the most critical. The world around us is constantly changing and creating new challenges for financial institutions in managing risks. Discuss many of the changes in the economy, the industry and our business models that have occurred over the past several years and how these changes have affected the risks we face. Cover the most significant risks we face today and how should we best manage them.
Scott MacDonald, Ph.D/ Adjunct Professor/ President and CEO/ SW Graduate School of Banking/ Dallas

  9:30am-9:45am Break

9:45am-10:45am
Sink or Swim is Not…a Training Philosophy
Learn ideas to make the most of all your staff’s talents and skills. Discuss the pros and cons of investing in your people and create the culture of performance your organization needs to accelerate results. Gain relevant knowledge that can help you and your company care for and develop your people.
J. Keith Hughey, Senior Consultant/ John M. Floyd & Associates/ San Antonio

10:45am-12:00am
Accounting & Financial Reporting Update for Financial Institutions: The Good, The Bad and The Ugly
Delve into significant accounting and financial reporting matters for financial institutions that have been added, changed or updated in 2015, including recent and upcoming accounting developments of the AICPA, FASB and the EITF.
Sydney K. Garmong, CPA/ Partner/ National Office/ Crowe Horwarth LLP/ Washington, DC
Rusty Thompson, Chief Accountant (Acting)/ Office of the Comptroller of the Currency/ Dallas

12:00pm-12:45pm Networking Lunch

12:45pm-2:00pm
Navigating Through the Heightened Regulatory Focus on Interest Rate Risk
Discover how the extended low rate environment has put pressure on margins, enticing some institutions to “reach for yield” in higher assets and driving regulators to focus their attention on interest rate risk like never before. Regulators have put out several specific advisories on IRR since 2009 and the FDIC just released their latest Supervisory Insights publication that was devoted entirely to IRR. With the next Federal Reserve tightening cycle approaching, regulators are requesting an unprecedented amount of detail on the ALCO process including non-standard stress tests, non-maturity deposit analyses, assumptions stress tests, back-tests, validation letters, and surge deposit analyses among others. Cover the range of interest rate risk related issues you may face in future exams and will provide you with specific examples of the types of analysis that are necessary to comply with heightened IRR scrutiny. Learn what to expect during your next IRR exam according to FDIC and gain a list of the FDIC’s most common findings and recommendations during IRR exams, and much more.
Jeffrey F. Caughron/ Associate Partner/ The Baker Group LP/ Oklahoma City, OK

2:00pm-2:15pm Break

2:15pm-3:30pm
The Saga Continues: An Update on Bank Fraud Cases
Get an update on the fraud cases and schemes BKD’s forensic practices have been working on lately in the banking environment and the possible lessons other banks can learn from these examples.
Angela Morelock/ Partner/ BKD, LLP/ Springleaf, MO